You can quickly compare rates and offers using the table below - or look further down the page (or click apply) for more details about each card
Credit Card Comparison Chart
|
Typical APR
(variable)
|
Introductory %
Purchases
|
Introductory %
Balance transferss
|
|
|
|
|
|
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Amex Nectar Card
|
12.9%
|
|
|
Apply
|
| Amex Rewards |
15.9%
|
0%, 3 months
|
0%, 12 months
|
Apply
|
Barclays Charity Card
|
17.9% |
0%, 6 months |
0%, 6 months |
Apply |
| Barclaycard Flexi-Rate™ Credit Card |
14.9% |
|
0%, 12 months |
Apply |
Barclaycard Platinum Credit Card
|
14.9% |
0%, 3 months |
0%, 12 months |
Apply |
Egg Card
|
16.9% |
Details here |
Details here |
Apply |
England Football Credit Card
|
15.9% |
0%, 3 months |
0%, 12 months |
Apply |
Natwest Credit Card
|
16.9%
|
0%, 9 months
|
|
Apply
|
| Post Office Credit Cards |
14.9%
|
0%, 3 months
|
0%, 8 months
|
Apply
|
| RBS Credit Cards |
16.9%
|
0%, 6 months
|
0%, 6 months |
Apply
|
| Vanquis Bank Visa Card |
39.9% |
|
|
Apply |
|
|
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Things to look out for:
Interest rates. Generally interest rates are much higher than the rates of interest you'd pay on a personal loan, so it's not a good idea to use a credit card for long term borrowing. If you're not going to pay off the full balance each month it's a good idea to use a card with the lowest possible rate.
Annual Fees Some cards charge an annual fee - which you'll need to pay even if you pay off your balance every month. It may be worth paying the fee if the card has other benefits such as low interest rates.
Balance Transfers Some cards allow you to transfer your balance from another credit card - often with a period of 0% or low interest rates. Read the small print - sometimes you need to pay a fee when you make the transfer which could mean you're better off leaving the balance where it is.
More credit card tips at the bottom of the page.
.
 Amex Rewards
The MBNA American Express rewards card can save you money on flights and hotels, and you can earn reward points which can be exchanged for free gifts.
Interest: 0% p.a. on balance transfers for 12 months (2% handling fee applies), 0% on card purchases for 3 months from the date your account is opened and typical rate 15.9% APR (variable). Apply now....
 Amex Nectar Card
Earn up to 4 points per £1 spent at participating Nectar sponsors by using both the Nectar for Business Credit Card and your Nectar loyalty card together. Earn 1 point for almost every £1 spent elsewhere - wherever American Express® is welcomed, worldwide. typical rate 12.9% APR (variable) Apply Now...
Vanquis Bank Visa Card
If you've been turned down by other companies, have a poor credit record, no credit history or have a low income, you may still be able to get a credit card from Vanquis. As with other companies offering credit to supposedly 'high risk' borrowers, the interest rate will usually be higher than other cards. Using a card such as this may help you establish a credit record which will give you access to other credit in the future. Apply online and you could get an immediate decision.
Interest: Typical 39.9% APR variable. Apply now...
 Natwest Credit Card
Natwest is one of the UK's biggest banks. Their credit card offers free travel accident insurance and no annual fee.
Interest: Introductory rate of 0% on purchases for 9 months, with a typical 16.9% APR (variable). Apply Now...
 Post Office Credit Cards
Interest: 0% on balance transfers* for the first 8 months and 0% on purchases for the first 3 months. After the introductory period, the standard rate is then a competitive 14.9% APR Typical (variable)
* 2.5% balance transfer fee applies Apply Now...
 RBS Credit Cards
No annual fee, free travel accident insurance.
Interest: 0% on Purchases and Balance Transfer for the first 6 months. Typical 16.9% APR (Variable) Apply Now...
 Egg Card
Please check the Egg website for the latest 0% balance transfer and purchase offers. APR: 16.9% typical (variable). Apply Now...
 England Football Credit Card
Show your support for England with this card. Using the Official England Football Credit Card also means you're directly contributing to football as a whole in England. The FA is a not-for-profit organisation and all commercial surpluses are invested in the game at all levels.
Interest: 0% introductory balance transfer rate for 12 months from the time your account is opened (2% handling fee applies), 0% on purchases for three months from the time your account is opened. Typical rate 15.9% APR (variable). Apply Now...
 Barclaycard Flexi-Rate™ Credit Card
Apply now...
 Barclaycard Platinum Credit Card
Apply now...
The information on this page was last updated on February 13th 2007. While we make every effort to ensure the information on this site is as accurate as possible, please check the latest rates and offers with the card issuer before applying.
Which credit card is right for you?
Before applying for a credit card it's worth thinking about how you're likely to use the card, this will help you decide which features are important.
If you pay off your full balance each month you might like a card with benefits such as cashback and rewards schemes.
If you use your card to tide you over when you're short of cash you may be more interested in a low interest rate and an introductory interest free period.
If you're currently paying interest on credit card balances you may be looking to transfer your balance to a new card - often with a lower or interest free introductory offer.
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